BOOKKEEPING · TAXES · VIRTUAL CFO

Less time on the numbers. More time on the business.

Friendly, hands-on accounting for independent and small business owners. Based in Miami, working with clients nationwide, en inglés y en español.

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How we can help

Pick one, or combine them. Most clients start with bookkeeping and add the rest as they grow.

01

Bookkeeping

Monthly categorizing, reconciliations and clean financial statements in QuickBooks. Behind on a year or two? We'll catch you up.

02

Tax accounting

Business and personal returns, quarterly estimates and year-round planning so April isn't a surprise.

03

Virtual CFO

Cash flow forecasts, budgets and a monthly check-in to talk through what the numbers mean for your next move.

04

Payroll

Paychecks, withholdings and payroll tax filings for employees and contractors, including W-2s and 1099s at year end.

05

Entity setup & bank accounts

Starting out? We'll help you choose between an LLC, S-Corp or C-Corp, file the paperwork, get your EIN and open your business bank account.

06

ITIN applications

Applying for or renewing an Individual Taxpayer Identification Number, so you can file taxes and open accounts without a Social Security number.

LOCAL KNOW-HOW

Florida filings, kept current

Florida has no state income tax, but it has plenty of other deadlines. We track them so you don't have to.

Sales & use taxFlorida and Miami-Dade surtax returns, filed on schedule.
Reemployment taxQuarterly reports for businesses with employees.
Sunbiz annual reportKeep your LLC or corporation active with the state.
Business tax receiptsCounty and city renewals, so you're licensed to operate.
ABOUT

Your numbers, in good hands.

MBF Taxes was founded to give small business owners the kind of attention big firms save for big clients: a team that answers the phone, explains things in plain language, and gets your filings in on time.

We work in English and Spanish, from Miami, with clients all over the country.

Founded by Belén Fernandez · Owner, Accountant

Simple, upfront pricing

Flat monthly fees. No surprise invoices.

Personal Return
from$250/ return

Individual returns for freelancers, contractors and families.

  • Federal 1040 filing
  • Schedule C income
  • Deduction review
Get started
Business Return
from$400/ return

Company returns prepared and filed with care.

  • LLC, S-Corp, C-Corp
  • Federal & state filing
  • Year-end review
Get started
Bookkeeping
from$300/ month

Monthly books kept clean, reconciled and ready for tax time.

  • Monthly reconciliations
  • P&L and balance sheet
  • Quarterly estimates
Get started
Virtual CFO
from$1,500/ month

Bookkeeping plus planning, forecasting and a monthly strategy call.

  • Everything in Bookkeeping
  • Cash flow forecasts
  • Monthly strategy call
Get started

Questions, answered

Don't see yours? Send us an email.

Do I need to be in Miami to work with you?

Not at all. We work remotely with clients across the US. We can meet by video, and documents are shared through a secure portal.

What software do you use?

QuickBooks Online for bookkeeping. If you're on something else, we'll talk through whether to switch or keep what you have.

I'm behind on my books. Can you still help?

Yes. Catch-up bookkeeping is common. We'll get past months or years cleaned up, then keep you current going forward.

What does a virtual CFO actually do?

Think of it as a part-time finance partner: cash flow planning, budgets, pricing questions and a monthly review of where the business stands.

¿Atienden en español?

¡Sí! Podemos trabajar completamente en español, desde la primera consulta hasta la declaración de impuestos.

What happens on the free consultation?

A 30-minute call to understand your business, what you need, and what it would cost. No obligation.

Book your free consultation

A 30-minute call to look at where you are and what you need. No pressure, no jargon.

Agendá tu consulta
Pick a time online →
HOURSMon–Fri, 9:00 AM – 5:00 PM ET
AREAS WE SERVE100% remote.
Clients nationwide.